Check fraud has evolved from simple check washing into a sophisticated, technology-enabled crime powered by mail theft, synthetic identities, and AI-driven “check cooking.” In this webinar, fraud intelligence experts from SentiLink and VALID break down how fraudulent checks actually move through the financial system — focusing on the destination accounts where losses occur. Drawing on real-world investigations and cross-institution transaction data, we’ll examine how fraud manifests across new, young, aging, and long-tenured accounts, why older accounts now present the greatest risk, and what banks can do to detect fraud earlier while protecting legitimate customers.