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XTN Cognitive Security

HQ: Padua, Italy

Founded: 2013

XTN Cognitive Security® develops Behavioral-based Threat and Omnichannel Fraud Protection solutions to defend digital businesses.

Our award-winning Cognitive Security Platform®, powered by behavioral biometrics techniques, provides our clients with the highest security level, simplified fraud management, and a fast return on investment.

Behavioral Biometrics combined with proprietary Artificial Intelligence algorithms allows our clients to identify users in real-time and prevent fraud economically and frictionlessly.

The XTN Cognitive Security® team comprises highly qualified specialists committed to continuously developing our solutions to remain two steps ahead of fraudsters.

XTN Cognitive Security® is based in Trento, Milan, Padua, London, and Boston.

For more information, please visit xtncognitivesecurity.com or contact sales@xtn-lab.com

Fraud Solution Profile

XTN® combines real-time, state-of-the-art fraud prevention capabilities based on cutting-edge machine learning algorithms, with all the tools required to support the fraud management process. Customers and their habits when using the service form the core of our approach: this involves taking into consideration all the previous assessment elements (posture and digital identity) and pairing them with the information on the operation requested from the service.

XTN® technology is invisible to the end user (frictionless) and enables Customers to customize, where required, evaluation logic, while remaining in full compliance with specific internal policies.

XTN® Cognitive Security Platform offers:

  • Trusted Comprehensive Fraud Prevention: correlation of cross-channel and multi-layer information for the real-time profiling of user risk.
  • Advanced Endpoint Threat Protection: protect using non-invasive and frictionless solutions specifically designed for every single endpoint, giving the earliest warning of an advanced threat actor in your environment.
  • Frictionless Multifactor Authentication: a new generation: digital identification dynamic indicators, used to ensure that digital users are who they say they are.
  • Compliance Achievement: technology which supports compliance with PSD2 requirements and GDPR.

PSD2 Strong Customer Authentication: the platform fully complies with the SCA requirements prescribed by the PSD2 with specific emphasis on the mobile endpoint and the report as requested by the standard.

GDPR and Privacy Related: the prevention of data breaches related to user information is also ensured via the protection of endpoints used to access sensitive information.

XTN® technology enables Customers to have continuous and precise control of endpoint security which provides adequate protection of sensitive user information.


Information upon request

Ecommerce, Financial Services, Insurance

Primary Functionality
Fraud Platform

Fraud Type
Account Takeover, New Account Fraud, Payment Fraud

Behavioral Biometrics, Machine Learning, Multi-Factor Authentication, Rules Engine