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XTN Cognitive Security

XTN Cognitive Security® develops Behavioral-based Threat and Omnichannel Fraud Protection solutions to defend digital businesses. The award-winning Cognitive Security Platform®, powered by AI and behavioral biometrics techniques, provides our clients with the highest security level, identifying users in real-time and preventing fraud economically and frictionlessly. XTN Cognitive Security® is based in Trento, Milan, Padua, London, and Boston.

 

 

HQ: Trento, Italy

Founded: 2009

Fraud Solution Profile

XTN Cognitive Security

The Cognitive Security Platform® (CSP) is a threat and omnichannel fraud protection solution designed to defend digital businesses, to minimize the risks associated with the provision of digital financial services (home banking and digital payments), and avoid any impact on user experience. We provide a fully packaged, out-of-the-box solution that is digital-ready and can be deployed at lightning-fast speed.

The award-winning XTN Cognitive Security Platform® (CSP) specializes in Fraud Protection, In-App Protection, and Identity Proofing areas. It provides our clients with the highest security level and a fast return on investment. Platform modules integrate into a single view that continuously provides real-time cross-channel insights on fraud risk through behavioral analysis and behavioral biometrics algorithms. The Platform modular design covers multiple business contexts: online and mobile services, e-commerce, PoS, SWIFT, and Open Banking.

What is unique about the platform?

Cognitive Security Platform®’s modularity lets you personally activate the functions you need to make your digital business safer. AI proprietary algorithms combined with behavioral biometrics and behavioral analysis provide a frictionless end-user experience while guaranteeing the highest level of security. We also allow you to implement anti-fraud strategies by protecting different channels. The omnichannel view lets you manage all fraud that could affect separate channels from a single console, avoiding vertical management.

 

MAIN BUSINESS BENEFITS

One platform, Multiple Capabilities

The features usually found in vertical solutions are brought together in one product, our Cognitive Security Platform®. Activate the functionality you need at your convenience.

Secure Your Customer

From “Know Your Customer” to “Secure Your Customer”. We help you make the distinction between fraudsters and genuine users. Behavioral algorithms let us know if a user is whom they claim to be. By securing your digital service, we also protect its users and, therefore, your customers.

Omnichannel protection

Implement antifraud strategies by protecting different channels. We allow you to manage all the frauds that affect different banking channels from a unique console, avoiding separate and vertical management.

Optimize Antifraud Operations

Activating functionalities depending on needs allows customers to achieve high operational efficiency and easy management. We provide a fully packaged, out-of-the-box solution that is digital-ready and can be deployed at a lightning-fast speed. This guarantees a tangible return on investment (ROI) and total cost of ownership.

MAIN TECH BENEFITS

One console

Functions typically managed individually by vertical products converge in the same solution to guarantee high efficiency and low CTO.

Multilayer protection​

Implement anti-fraud strategies considering multiple levels (posture, identity and risk profiling) and multiple functions. Combines a wide range of anti-fraud features into a single product. Activate the functionality you need according to your circumstances. That way you can customize more easily, adapting our platform to your business without using any code.

Frictionless UX

Our technology is invisible to the end-user and extremely flexible to match customer’s process requirements.

Flexible

To effectively fight digital fraud, autonomously decide which platform functions to use to fit your needs at best and let the countermeasures evolve or even anticipate the threats.

 

Customers

Information upon request

Industry
Ecommerce, Financial Services, Insurance
Primary Functionality
Fraud Platform
Fraud Type
Account Takeover, New Account Fraud, Payment Fraud
Technology
Behavioral Biometrics, Machine Learning, Multi-Factor Authentication, Rules Engine