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scam

How Banks Can Empower Customers to Fight Back Against Fraudsters

Scams are no longer just a security issue. They’re also a psychological one. Social manipulation now drives the majority of fraud losses globally. In 2024, Europe saw a 156% increase in cases, while the U.S. recorded its highest-ever annual fraud losses. Today, scams account for more than 70% of total fraud losses...
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International Scam-onomics: How Scammers Target You, Enslave Others, and Operate a $1 Trillion Global Business

Thieves no longer need crowbars and masks. Instead, they creep through wires and screens. Unlike home burglaries, scammers convince victims to transfer their savings or provide access to a financial account without leaving a physical trace. In the digital age, it is nearly impossible to find someone who has not been targeted...
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A comprehensive look at the cost of fraud 

Fraud is one of the most significant financial risks facing businesses today. It not only drains cash and resources from companies, but it also directly impacts consumers. Phishing, identity theft, and other threats can harm customers, while malicious actors use these tactics to steal from service providers. This danger is not limited...
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Funding Investment, Acquisitions & IPO’s – Q2 2025

Q2 has wrapped up! It’s time for our quarterly investment update. Explore the latest funding rounds and acquisitions in the world of fraud and risk mitigation! Funding Persona Persona has announced a successful Series D funding round, raising USD 200 million. The round was co-led by Founders Fund and Ribbit Capital, with...
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Thailand Enacts Comprehensive Legislation to Combat Technology-Related Crimes

On April 13, 2025, Thailand officially implemented the Emergency Decree on Measures for the Prevention and Suppression of Technology Crimes (No. 2), B.E. 2568 (2025). This legislation establishes a comprehensive framework aimed at tackling the rising threat of online scams and cyber fraud. It emphasizes shared responsibility among financial institutions, telecommunications providers,...
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The Identity You Carry in Your Pocket: Why Mobile Numbers Matter More Than Ever

What Is a Mobile Number, Really?What is a mobile phone number? This may initially seem a silly question, but the answer may be more complex than you first think. We all know what one looks like. In the UK, where I’m based, it’s an 11-digit number starting with 07. In the US,...
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Fraud and Scams: Top 5 Must-Read Books

In today's digital age, fraud and scams have become increasingly sophisticated, making it essential to stay informed and vigilant. Whether you're a financial expert, a business owner, or simply a consumer, understanding the tactics and strategies used by scammers can help you protect yourself and your assets. Here are 5 must-reads about...
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Fraud in the Wild: The Strangest Cases You Should Know

Fraudsters are nothing if not creative. Over the years, they’ve devised schemes so unusual that they belong in a YouTube skit. But behind the humour and audacity of these cases lies a serious lesson for businesses: creativity in fraud prevention is just as important as detecting the obvious threats. Case 1: Gregor...
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Consumer Financial Protection Bureau: Zelle Lawsuit is the Wrong Focus

On December 20, 2024, the Consumer Financial Protection Bureau (CFPB) filed a lawsuit against three  major US banks and Early Warning Services (EWS), the operator of Zelle. The CFPB said they filed the  lawsuit against the three banks and EWS “for failing to protect consumers from widespread fraud”…”without implementing effective consumer safeguards”. The...
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Holiday Scams Through the Years: Generic Phishing to Gen AI

The holiday season, a time of joy and generosity, has also become a prime hunting ground for scammers. With global online shopping skyrocketing and billions of dollars exchanging hands, fraudsters have seized the opportunity to exploit vulnerabilities. For example, in 2023, online holiday scams cost consumers an estimated $3.5 billion globally. This...
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