ACI Worldwide

Fraud Solution Profile

ACI Payments Intelligence serves merchants, banks and billers, to mitigate fraud and financial crime, support AML and KYC compliance and minimize operational overheads with its platform that predicts and prevent fraud across the payments value chain – from pre-authentication, transaction decisioning to post-authorization. Built on one of the worlds largest data intelligence consortiums, enabled by its global customer base, it complements its fraud and risk management decision capabilities, enabling precise decision-making, while precisely preventing third party fraud i.e., synthetic identity, account takeovers, anomalous behaviours, etc., as well as flagging first party fraud. 

For merchants and billers, ACI provides a combination of patented AI technology, referred to as incremental machine learning models, fraud and payments data, predictive and behavioral analytics, positive profiling, customizable fraud strategies, expert support, and consortium data to mitigate risks and reduce the burden of compliance, delivered as a multi-tenant platform as a service, deployed in the public cloud, or on premises. It enables customers to protect their payments end to end from customer check-in to payment and post authorization, enhancing the customer experience. The solution also supports merchants and billers in managing abuses with returns, coupons, payment aggregators, and other first-party behaviors, reducing operational costs and enabling enriched services and offers to good consumers.

For financial institutions, ACI offers banks, intermediaries, and merchants acquirers with private-label portfolios a robust, sophisticated, and easy-to-integrate solution that is able to deliver precise and actionable intelligence in real time by using a combination of sophisticated AI powered algorithms, data orchestration capabilities, network intelligence, and advanced predictive analytics to help prevent fraud and reduce the burden of compliance, delivered as a service, or deployed in the public cloud, or on premises. Business users are empowered with a full set of AI and expert rules capabilities they can operate on their own, streamlining business strategy deployment and immediate impact against emerging threats.