SEON

Fraud Solution Profile

SEON offers a comprehensive suite of fraud prevention and compliance solutions tailored for financial services, fintechs, iGaming operators, e-commerce platforms, retailers, and other digital businesses seeking effective risk management tools. Our data-driven technology empowers companies to safeguard their operations from financial crime, make informed decisions, and meet regulatory compliance requirements with greater efficiency. With specialized APIs and services, businesses can integrate SEON’s tools individually for targeted needs or as part of a complete risk management strategy. Whether tackling transactional fraud, identifying synthetic identities, or ensuring AML compliance, SEON delivers data clarity and actionable insights.

Fraud prevention

SEON’s primary fraud prevention tool is the Fraud API, a versatile and modular API that consolidates digital footprinting, decisioning, and risk scoring capabilities into a single, streamlined response. This unified structure allows businesses to submit data inputs and receive enriched insights, rule evaluations, and risk scores in real-time, enabling effective security strategies.

• Digital footprint

SEON’s Digital Footprint capabilities provide critical data for fraud prevention by revealing patterns of online behavior, identifying suspicious activity, and verifying the authenticity of user profiles. The Email API, Phone API, and IP API offer rich insights into linked profiles, data breaches, and the reputation of contact details. These tools help detect fraudulent behaviors early, such as disposable emails, suspicious IP addresses, and potentially compromised phone numbers.

• Device intelligence

The Device Intelligence suite, available through SEON’s Device Fingerprinting SDKs and the Fraud API, enables businesses to track device attributes, behavioral biometrics, and patterns of interaction. By collecting data on device configurations, browser settings, and user behaviors, SEON helps detect bot activity, device spoofing, and multi-accounting attempts. This proactive layer of protection supports both real-time threat detection and ongoing monitoring.

• Decisioning with AI and machine learning

SEON’s Scoring Engine combines transparent rule-based decisioning with advanced machine learning models, which are trained using labels provided by the Label API. This hybrid approach helps businesses detect evolving fraud patterns while maintaining complete control and visibility over the decision-making process. The machine learning models continuously learn from historical data, adapting to new threats in real-time while remaining fully explainable for compliance purposes.

AML and compliance

SEON offers a suite of Anti-Money Laundering (AML) compliance tools designed to simplify regulatory adherence while enhancing fraud detection capabilities. These tools integrate seamlessly with the Fraud API, providing a holistic approach to financial crime prevention.

• Customer screening and monitoring

The AML API and Fraud API collaborate to screen customers against global sanction lists, PEP (Politically Exposed Persons) databases, and high-risk profiles. This solution supports continuous monitoring, alerting businesses to any changes in a customer’s compliance status over time.

• Case management

SEON’s Case Management platform provides a centralized hub for managing fraud investigations and regulatory reporting. By unifying fraud and AML data into a shared workspace, businesses can streamline manual processes, reduce investigation times, and improve operational efficiency. The platform includes tools for documenting findings, managing escalations, and ensuring audit readiness.

Identity verification

SEON’s Identity verification (IDV) lets you verify user identities in real time using document checks and biometric verification, enriched with fraud, device, IP and behavioral risk signals. IDV can run as a standalone verification flow or as part of a broader fraud and AML strategy using SEON Workflows.