Inscribe ai

Fraud Solution Profile

Inscribe is a document fraud detection platform purpose-built for fraud, risk, and operations teams at banks, fintechs, credit unions, and lenders. Fraudsters now use AI to produce convincing fake documents in seconds. According to Inscribe’s 2026 State of Document Fraud Report, roughly 1 in 16 documents processed across Inscribe’s network in 2025 showed signs of fraud, and the monthly volume of AI-generated document fraud increased nearly fivefold between April and December 2025.

How does Inscribe detect document fraud?

Inscribe runs four layers of analysis on every document to catch what manual review and legacy systems miss:

• Forensic analysis: examines document structure and metadata for manipulation signals, including prior versions, inconsistent fonts, and artifacts left by editing software.
• Network-based detection: compares each submission against Inscribe’s document network of tens of millions of documents analyzed across banks, credit unions, fintechs, and lenders, surfacing recycled templates and documents seen elsewhere.
• Semantic analysis: checks content for internal inconsistencies such as figures that do not add up, conflicting dates, or descriptions that do not match the document type.
• Perceptual analysis: detects visual anomalies that signal AI generation or image manipulation, including deepfake indicators forensic methods alone would miss.

Inscribe’s AI agents coordinate these layers and reason across multiple documents in a single application, then return an auditable report a fraud analyst can act on.

What is the Inscribe Trust Score?

Inscribe assigns every document a Trust Score from 0 to 100 based on the severity of fraud signals detected and the document’s familiarity within the network. Teams use it to automate accept and reject decisions or route edge cases to manual review. Thresholds are configurable, so Inscribe flags what each team’s SOPs call for rather than generating noise.

Which workflows does Inscribe support?

• Underwriting: catches altered bank statements, fabricated pay stubs, and AI-generated documents before a bad loan is approved.
• Account opening (KYC/KYB): verifies business legitimacy and prevents fraudulent account openings by analyzing documents and enriching applications with public data.
• Bank account verification: confirms account details are legitimate before funds go out the door.

What results do Inscribe customers see?

• BHG Financial reduced manual document review time by more than 90%. “Inscribe was the inflection point for us,” said Michael Coomer, Director of Fraud Management.
• Logix Federal Credit Union saw potential loan fraud savings of over $3 million in eight months.
• BCU has prevented $80 million in losses with Inscribe, including $5.6 million from altered documents in the first nine months of 2025 and a $75,000 auto loan stopped when a bank statement failed a fingerprint check.
• Kinecta Federal Credit Union prevented $850,000 in potential fraud losses and cut document review time by 99%.
• Plaid receives a decision on each submitted document in under 30 seconds.

How does Inscribe integrate with existing systems?

Inscribe integrates via API, a web application, secure document collection links, and native integrations with Alloy and Taktile. Inscribe holds SOC 2 Type II and ISO 27001 certifications.