Alloy

Fraud Solution Profile

Alloy combines the industry’s broadest open data network, a sophisticated orchestration engine, and context-rich agentic and predictive intelligence to give financial institutions and fintechs a clear, always-on picture of their customers and the ability to act on it instantly— from onboarding through every touchpoint that follows.

Alloy’s Actionable AI suite has three distinct components that work together.

• The AI Assistant is Alloy’s AI agent. Financial organizations’ complex, procedure-driven compliance requirements long resisted clean automation. But now the AI Assistant closes that gap by converting written procedures into auditable, deployable agents. The outcome: infinitely scalable risk management and compliance operations.
• Fraud Attack Radar is Alloy’s predictive machine learning model that monitors onboarding risk at the portfolio level. It monitors for coordinated attack patterns, proactively alerting clients before an attack escalates and enabling them to act immediately within the platform. The outcome: stopping fraud rings and large-scale attacks before they cause significant damage, without shutting down the onboarding funnel to do it.
• Fraud Signal is Alloy’s predictive machine learning model that works at the entity (individual) level, post-onboarding. It ingests signals from first touch to every interaction thereafter (e.g. account updates, transactions) and continuously generates a single, actionable fraud score that provides a real-time 360-degree view of customer risk. The outcome: correctly distinguishing good customers from bad ones, so clients can extend more trust with less friction.

Alloy’s Actionable AI suite works with our orchestration engine and our rich network of data to power our platform. They are informed by and talk back to the orchestration engine to create a continuously improving decision system.

As a result, Alloy clients approve more customers, stop fraud before it becomes a loss, and scale ongoing compliance without scaling costs. And when all three happen together, the potential for growth becomes infinite.