Christian Chmiel

Beyond KYC: Know Your Business & UBO

By Christian Chmiel / Jun 24, 2021

Knowing your customer and the ultimate beneficial owners (UBO), who own and control a business, is fundamental to satisfying regulatory requirements as well as understanding…

How to protect yourself from deceptive marketing practices

By Christian Chmiel / Aug 26, 2019

Confidence tricks are as old as commerce. So are confidence tricksters, also known as con artists or scammers. They manipulate individual psychology to induce victims…

Containing E-commerce Risk in Merchant Underwriting

By Christian Chmiel / Oct 24, 2018

Risk and opportunity are intertwined – one cannot exist without the other. Consequently, the best performing companies are the best at managing risk. This is…